🌍YouHodler Platform

YouHodler is a Swiss- and EU-based Web3 platform providing innovative fintech solutions that bridge fiat and crypto financial services with simplicity, efficiency, and transparency. Its comprehensive suite of offerings includes crypto-backed loans, crypto reward accounts, innovative crypto-fiat engines, and universal currency exchange. While user-friendly and intuitive for everyday consumers, the full-service platform is also progressive enough to conduct advanced strategic trading in the crypto market.

YouHodler has obtained several licenses and registrations to operate its crypto financial services compliantly across different jurisdictions in the EEA (European Economic Area). The company is regulated as a financial intermediary in Switzerland, where it is headquartered in Lausanne. It has also secured registration as a Virtual Asset Service Provider (VASP) with the Bank of Spain, allowing it to provide crypto services in Spain while adhering to AML and CFT regulations. Furthermore, YouHodler has received regulatory approval from the Organismo Agenti e Mediatori (OAM) in Italy to offer its crypto solutions to Italian clients. On top, YouHodler is the process of obtaining various licenses in Latin America and other Jurisdictions.

Some key points about YouHodler:

• Allows users to use their cryptocurrencies as collateral to get instant cash loans or crypto loans in various fiat currencies and stablecoins.

• Offers one of the highest loan-to-value (LTV) ratios in the industry at 90% for crypto-backed loans.

• Provides a cryptocurrency exchange platform for trading between different crypto assets as well as fiat-to-crypto and crypto-to-fiat conversions.

• Enables users to earn interest on their crypto holdings through interest-bearing accounts .

• Has expanded its operations to multiple countries, obtaining regulatory approvals and licenses across the EU and Switzerland to offer compliant crypto services.

• Led by CEO Ilya Volkov, who has experience in fintech and is involved with organizations like the Crypto Valley Association.

Ilya Volkov is the CEO and co-founder of YouHodler, a Swiss-based Web3 platform providing innovative fintech solutions that bridge fiat and crypto financial services. With almost 20 years in the fintech industry, his expertise covers commercial finance, online trading, and Web3 financial services. Ilya is a Board member of Switzerland’s Crypto Valley Association and serves as an ambassador for Innovaud, an agency promoting innovation and investment in the canton of Vaud, Switzerland.