📑Summary

Disclaimer	This whitepaper is for informational purposes only and does not constitute financial advice. Cryptocurrencies carry inherent risks.
Overview	Token Name: Youhodler Token (YHDL) Token Type: Utility Total Supply: 1,000,000,000 tokens Listing Price: $0.3 per token
YouHodler Platform	Founded: 2017 Headquarters: Lausanne, Switzerland. Services: Crypto-backed loans, exchanges, interest accounts Compliance: Licensed in Switzerland, Spain, Italy, pursuing further licenses in France and Argentina.
Token issuer	YHDL AG, Liechtenstein
Token Details	Symbol: YHDL Initial Circulating Supply: 250,000,000 YHDL tokens Decimals: 4 Smart Contract Address: TBD Blockchain Platform: Linea, Ethereum Token Standard: ERC-20 Minting Mechanism: Fixed Supply, pre-minted
Utility and Benefits	Immediate Utility: Boosted rewards in the loyalty program. Advanced Utility: Discounted fees, rewards for competitions, cashback on debit card purchases, swaps with sparks in YouHodler's Cloud Miner.
Distribution Strategy	150M tokens to be distributed through Airdrop campaigns in Q4'24. The Airdrop will be done mainly through community building platforms such as Zealy, Galxe and Middle.io, Launchpads and Partners. In order to qualify for an Airdrop of $YHDL tokens users need to complete a set of social media and in-app tasks.
Tokenomics	Deflationary tokenomics. No private rounds or token sales.
Roadmap	YouHodler’ s tentative roadmap for the token launch : Phase 1 (Q3 2024): Legal and Planning. Phase 2 (Q4 2024): Airdrop and TGE. Phase 3 (Q1 2025): Expansion and Growth. Phase 4 (Q2 2025 and beyond): Future Development.
Proof of Reserves	Transparency reports and treasury wallet listings for the YHDL tokens.
Risks	Crypto-Asset Risks: Market volatility, regulatory changes, security breaches. Issuer-Related Risks: New venture uncertainties, user attraction challenges. Technological Risks: Smart contract vulnerabilities, no insurance coverage. Other Risks: Liquidity, adoption, operational management, competition, economic conditions, token lock-in periods.